@misc{HilgertKrahnenMerletal.2011, author = {Heinz Hilgert and Jan Pieter Krahnen and G{\"u}nther Merl and Helmut Siekmann}, title = {Streitschrift f{\"u}r eine grundlegende Neuordnung des Sparkassen- und Landesbankensektors in Deutschland}, institution = {Institute for Monetary and Financial Stability}, series = {Working Paper Series : Institute for Monetary and Financial Stability}, number = {42}, year = {2011} }