@misc{DohertyLauxMuermann2012,
  author    = {Neil A. Doherty and Christian Laux and Alexander Muermann},
  title     = {Insuring non-verifiable losses},
  institution = {Center for Financial Studies (CFS)},
  series    = {CFS working paper series},
  number    = {2011, 31},
  pages     = {35},
  year      = {2012}
}