@misc{HurstKennickellLusardietal.2006, author = {Erik Hurst and Arthur Kennickell and Annamaria Lusardi and Francisco Torralba}, title = {Precautionary savings and the importance of business owners}, booktitle = {Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 2006,16}, institution = {Center for Financial Studies (CFS)}, series = {CFS working paper series}, number = {2006, 16}, type = {workingpaper}, year = {2006}, }