@misc{KennickellLusardi2005, author = {Arthur Kennickell and Annamaria Lusardi}, title = {Disentangling the importance of the precautionary saving motive}, booktitle = {Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 2006,15}, institution = {Center for Financial Studies (CFS)}, series = {CFS working paper series}, number = {2006, 15}, type = {workingpaper}, year = {2005}, }