@misc{KaustiaLehtorantaPuttonen2013,
  author    = {Markku Kaustia and Antti Lehtoranta and Vesa Puttonen},
  title     = {Does sophistication affect long-term return expectations? : Evidence from financial advisers' exam scores},
  booktitle = {SAFE working paper series ; No. 3},
  doi       = {10.2139/ssrn.2209649},
  url       = {http://ssrn.com/abstract=2209649},
  institution = {Wirtschaftswissenschaften},
  series    = {SAFE working paper},
  number    = {3},
  type      = {workingpaper},
  pages     = {50},
  year        = {2013},
}