@misc{BurghofHenschel1998,
  author    = {Hans-Peter Burghof and Claudia Henschel},
  title     = {Credit and information in universal banking : a clinical study},
  booktitle = {Institut f{\"u}r Kapitalmarktforschung (Frankfurt am Main): CFS working paper series ; Nr. [19]98,13},
  institution = {Center for Financial Studies (CFS)},
  series    = {CFS working paper series},
  number    = {1998, 13},
  type      = {workingpaper},
  pages     = {1 -- 21},
  year        = {1998},
}