@misc{Hackethal2005,
  author    = {Andreas Hackethal},
  title     = {German banks - a declining industry?},
  institution = {Wirtschaftswissenschaften},
  series    = {Working paper series / Johann-Wolfgang-Goethe-Universit{\"a}t Frankfurt am Main, Fachbereich Wirtschaftswissenschaften : Finance \& Accounting},
  number    = {106},
  year      = {2005}
}