TY  - UNPD
A1  - Elsas, Ralf
A1  - Henke, Sabine
A1  - Machauer, Achim
A1  - Rott, Roland
A1  - Schenk, Gerald
T1  - Empirical analysis of credit relationships in small firms financing : sampling design and descriptive statistics
T2  - Institut für Kapitalmarktforschung (Frankfurt am Main): CFS working paper series ; Nr. [19]98,14
N2  - Despite the relevance of credit financing for the profit and risk situation of commercial banks only little empirical evidence on the initial credit decision and monitoring process exists due to the lack of appropriate data on bank debt financing. The present paper provides a systematic overview of a data set generated during the Center for Financial Studies research project on "Credit Management" which was designed to fill this empirical void. The data set contains a broad list of variables taken from the credit files of five major German banks. It is a random sample drawn from all customers which have engaged in some form of borrowing from the banks in question between January 1992 and January 1997 and which meet a number of selection criteria. The sampling design and data collection procedure are discussed in detail. Additionally, the project's research agenda is described and some general descriptive statistics of the firms in our sample are provided.
T3  - CFS working paper series - 1998, 14 
KW  - credit management
KW  - credit-file data set
KW  - Deutschland
KW  - Klein- und Mittelbetrieb
KW  - Kleingewerbe
KW  - Fremdfinanzierung
KW  - Fremdkapital
KW  - Bankkredit
KW  - Darlehen
KW  - Kredit
KW  - Beschaffungsmarketing
KW  - Beziehungsmanagement
KW  - Lieferung
KW  - Abnehmer
KW  - Bank
KW  - Geschichte 1992-1997
Y1  - 1998
UR  - http://publikationen.ub.uni-frankfurt.de/frontdoor/index/index/docId/4544
UR  - https://nbn-resolving.org/urn:nbn:de:hebis:30-9524
SP  - 1
EP  - 34
PB  - Inst. für Kapitalmarktforschung
CY  - Frankfurt am Main
ER  -