@misc{LusardiMitchell2010,
  author    = {Annamaria Lusardi and Olivia S. Mitchell},
  title     = {How ordinary consumers make complex economic decisions: financial literacy and retirement readiness},
  booktitle = {Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 2010,11},
  institution = {Center for Financial Studies (CFS)},
  series    = {CFS working paper series},
  number    = {2010, 11},
  type      = {workingpaper},
  year        = {2010},
}