@article{BhattacharyaHackethalKaesleretal.2011,
  author    = {Utpal Bhattacharya and Andreas Hackethal and Simon M. Kaesler and Benjamin Loos and Steffen Meyer},
  title     = {Good financial advice - wanted but not followed},
  journal   = {EFL quarterly : an E-Finance Lab publication},
  volume    = {2011},
  number    = {4},
  pages     = {6 -- 8},
  year      = {2011},
}