@misc{GroppGruendlGuettler2013,
  author    = {Reint Gropp and Christian Gr{\"u}ndl and Andr{\´e} G{\"u}ttler},
  title     = {Hidden gems and borrowers with dirty little secrets: investment in soft information, borrower self-selection and competition},
  booktitle = {SAFE working paper series ; No. 19},
  url       = {http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2267785},
  institution = {Wirtschaftswissenschaften},
  series    = {SAFE working paper},
  number    = {19},
  type      = {workingpaper},
  pages     = {57},
  year        = {2013},
}