TY  - UNPD
A1  - Machauer, Achim
A1  - Weber, Martin
T1  - Number of bank relationships : an indicator of competition, borrower quality, or just size?
T2  - Institut für Kapitalmarktforschung (Frankfurt am Main): CFS working paper series ; No. 2000,06
N2  - In this study the firms' choice of the number of bank relationships is analyzed with respect to influential factors like borrower quality, size and the existence of a close housebank relationship. Then, the number of bank relationships is used as a proxy to examine if bank competition is reflected in loan terms. It is shown that the number of bank relationships is foremost determined by borrower size and the existence of a housebank relationship. Loan rate spreads are not effected by the number of bank relationships. However, borrowers with a small number of bank relationships provide more collateral and get more credit. These effects are amplified by a housebank relationship. Housebanks get more collateral and are ready to take a larger stake in the financing of their customers.
T3  - CFS working paper series - 2000, 06 
KW  - Relationship banking
KW  - Bank loan terms
KW  - Internal borrower rating
KW  - Deutschland
KW  - Unternehmen
KW  - Bank
KW  - Beschaffungsmarketing
KW  - Beziehungsmanagement
KW  - Lieferung
KW  - Abnehmer
KW  - Bankkredit
KW  - Darlehen
KW  - Kredit
KW  - Betriebsgröße
KW  - Unternehmensgröße
KW  - Kreditmarkt
KW  - Wettbewerb
KW  - Wettbewerbsfreiheit
KW  - Wettbewerbsfähigkeit
KW  - Schätzung
KW  - Geschichte 1992-1996
Y1  - 2000
UR  - http://publikationen.ub.uni-frankfurt.de/frontdoor/index/index/docId/4526
UR  - https://nbn-resolving.org/urn:nbn:de:hebis:30-9711
IS  - March 2000
ER  -