Household debt and credit : economic issues and data problems

We survey contributions to the analysis of household liabilities, highlighting relevant theoretical aspects and outlining how data sources may support empirical testing and measurement efforts. Specifically, we classify 
We survey contributions to the analysis of household liabilities, highlighting relevant theoretical aspects and outlining how data sources may support empirical testing and measurement efforts. Specifically, we classify aspects of household debt, discussing the theoretical and policy relevance of heterogeneity across individual and country dimensions. Aiming to illustrate conceptual and measurement issues, we refer to the approaches and results of some recent relevant country-specific work on administrative and survey data, and we argue that research in this area would greatly benefit from availability of appropriately classified household liabilities data and of cross-country institutional information. JEL Classification: G1, E21
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Metadaten
Author:Giuseppe Bertola, Stefan Hochguertel
URN:urn:nbn:de:hebis:30-51039
Parent Title (German):Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 2007,32
Series (Serial Number):CFS working paper series (2007, 32)
Document Type:Working Paper
Language:English
Year of Completion:2007
Year of first Publication:2007
Publishing Institution:Univ.-Bibliothek Frankfurt am Main
Release Date:2007/11/02
Tag:consumer loans; household portfolio
SWD-Keyword:Haushalt; Kredit; Schulden
Issue:September 2007
Pagenumber:35
Note:
This paper was part of the Finance and Consumption in the EU Chair research programme, financed by Findomestic Banca and Cetelem SA at the European University Institute’s Department of Economics. This version benefits from helpful comments by the discussant, Michael Haliassos, and other participants in a Luxembourg Wealth Study meeting.
HeBIS PPN:194622835
Institutes:Center for Financial Studies (CFS)
Dewey Decimal Classification:330 Wirtschaft
Sammlungen:Universitätspublikationen
Licence (German):License Logo Veröffentlichungsvertrag für Publikationen

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