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Explaining intra-monthly consumption patterns : the timing of income or the timing of consumption commitments? (Working Paper)

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 | |/ //  /_   _//  |__  //   /_   _//  |__  //    / _ \\  
 | ' //    -| ||-     / //     -| ||-     / //    | / \ || 
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 |_|\_\\  /_____//  /_____||  /_____//  /_____||   \___//  
 `-` --`  `-----`   `-----`   `-----`   `-----`    `---`   
                                                           
 


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