@misc{HackethalSchmidt2005,
  author    = {Andreas Hackethal and Reinhard H. Schmidt},
  title     = {Structural change in the German banking system?},
  booktitle = {Universit{\"a}t Frankfurt am Main. Fachbereich Wirtschaftswissenschaften: [Working paper series / Finance and accounting] Working paper series, Finance \& Accounting ; No. 147},
  institution = {Wirtschaftswissenschaften},
  series    = {Working paper series / Johann-Wolfgang-Goethe-Universit{\"a}t Frankfurt am Main, Fachbereich Wirtschaftswissenschaften : Finance \& Accounting},
  number    = {147},
  type      = {workingpaper},
  pages     = {34},
  year        = {2005},
}