@misc{AgarwalChomsisengphetLiuetal.2005,
  author    = {Sumit Agarwal and Souphala Chomsisengphet and Chunlin Liu and Nicholas S. Souleles},
  title     = {Do consumers choose the right credit contracts?},
  booktitle = {Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 2005,32},
  institution = {Center for Financial Studies (CFS)},
  series    = {CFS working paper series},
  number    = {2005, 32},
  type      = {workingpaper},
  year        = {2005},
}