@misc{RourePelizzonThakor2018,
  author    = {Calebe de Roure and Loriana Pelizzon and Anjan V. Thakor},
  title     = {P2P lenders versus banks: cream skimming or bottom fishing?},
  booktitle = {SAFE working paper series ; No. 206},
  number    = {THIS VERSION: April 18, 2018},
  url       = {https://ssrn.com/abstract=3174632},
  institution = {Wirtschaftswissenschaften},
  series    = {SAFE working paper},
  number    = {206},
  type      = {workingpaper},
  pages     = {66},
  year        = {2018},
}