@article{WagnerBenzinger2009,
  author    = {Robert Wagner and Christoph Benzinger},
  title     = {Risk management - it's about culture},
  journal   = {EFL quarterly : an E-Finance Lab publication},
  volume    = {2009},
  number    = {3},
  pages     = {3 -- 3},
  year      = {2009},
}