@misc{MaurerSchlag2002,
  author    = {Raimond Maurer and Christian Schlag},
  title     = {Money-back guarantees in individual pension accounts : evidence from the German pension reform},
  booktitle = {Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 2002,03},
  number    = {Version June 17, 2002},
  institution = {Center for Financial Studies (CFS)},
  series    = {CFS working paper series},
  number    = {2002, 03},
  type      = {workingpaper},
  pages     = {32},
  year        = {2002},
}