@misc{HuangMuermannTzeng2008,
  author    = {Rachel J. Huang and Alexander Muermann and Larry Y. Tzeng},
  title     = {Hidden regret in insurance markets: adverse and advantageous selection},
  booktitle = {Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 2008,38},
  institution = {Center for Financial Studies (CFS)},
  series    = {CFS working paper series},
  number    = {2008, 38},
  type      = {workingpaper},
  year        = {2008},
}