TY  - UNPD
A1  - Bertola, Giuseppe
A1  - Hochguertel, Stefan
T1  - Household debt and credit : economic issues and data problems
T2  - Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 2007,32
N2  - We survey contributions to the analysis of household liabilities, highlighting relevant theoretical aspects and outlining how data sources may support empirical testing and measurement efforts. Specifically, we classify aspects of household debt, discussing the theoretical and policy relevance of heterogeneity across individual and country dimensions. Aiming to illustrate conceptual and measurement issues, we refer to the approaches and results of some recent relevant country-specific work on administrative and survey data, and we argue that research in this area would greatly benefit from availability of appropriately classified household liabilities data and of cross-country institutional information. JEL Classification: G1, E21
T3  - CFS working paper series - 2007, 32 
KW  - consumer loans
KW  - household portfolio
KW  - Haushalt
KW  - Schulden
KW  - Kredit
Y1  - 2007
UR  - http://publikationen.ub.uni-frankfurt.de/frontdoor/index/index/docId/382
UR  - https://nbn-resolving.org/urn:nbn:de:hebis:30-51039
N1  - This paper was part of the Finance and Consumption in the EU Chair research programme, financed by Findomestic Banca and Cetelem SA at the European University Institute’s Department of Economics. This version benefits from helpful comments by the discussant, Michael Haliassos, and other participants in a Luxembourg Wealth Study meeting.
IS  - September 2007
ER  -