@misc{WahrenburgKaffenberger2015,
  author    = {Mark Wahrenburg and Bijan Kaffenberger},
  title     = {Fragmentation in the european retail deposit market and implications for loan availability in european member states},
  booktitle = {SAFE white paper series, 31},
  url       = {http://safe-frankfurt.de/de/policy-center/publikationen/detailsview/publicationname/fragmentation-in-the-european-retail-deposit-market-and-implications-for-loan-availability-in-european-member-states.html},
  institution = {Wirtschaftswissenschaften},
  series    = {SAFE white paper series},
  number    = {31},
  type      = {workingpaper},
  pages     = {13},
  year        = {2015},
}