@misc{BrownFangGomes2015,
  author    = {Jeffrey R. Brown and Chichun Fang and Francisco Gomes},
  title     = {Risks and returns to education over time},
  booktitle = {Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 512},
  url       = {https://ifk-cfs.de/fileadmin/downloads/publications/wp/2015/CFS_WP_512.pdf},
  institution = {Wirtschaftswissenschaften},
  series    = {CFS working paper series},
  number    = {512},
  type      = {workingpaper},
  pages     = {58},
  year        = {2015},
}