@misc{GersbachZelzner2022,
  author    = {Hans Gersbach and Sebastian Zelzner},
  title     = {Why bank money creation?},
  booktitle = {Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 678},
  number    = {This version: April 20, 2022},
  doi       = {10.2139/ssrn.4095335},
  url       = {https://ssrn.com/abstract=4095335},
  institution = {Wirtschaftswissenschaften},
  series    = {CFS working paper series},
  number    = {678},
  type      = {workingpaper},
  pages     = {62},
  year        = {2022},
}