TY - UNPD A1 - Farina, Tatiana A1 - Krahnen, Jan Pieter A1 - Mecatti, Irene A1 - Pelizzon, Loriana A1 - Schlegel, Jonas A1 - Tröger, Tobias T1 - Is there a 'retail challenge' to banks' resolvability? What do we know about the holders of bail-inable securities in the Banking Union? T2 - SAFE white paper ; No. 92 N2 - To ensure the credibility of market discipline induced by bail-in, neither retail investors nor peer banks should appear prominently among the investor base of banks’ loss absorbing capital. Empirical evidence on bank-level data provided by the German Federal Financial Supervisory Authority raises a few red flags. Our list of policy recommendations encompasses disclosure policy, data sharing among supervisors, information transparency on holdings of bail-inable debt for all stakeholders, threshold values, and a well-defined upper limit for any bail-in activity. This document was provided by the Economic Governance Support Unit at the request of the ECON Committee. T3 - SAFE white paper series - 92 KW - Banking Union KW - Bailin KW - Retail Challenge Y1 - 2022 UR - http://publikationen.ub.uni-frankfurt.de/frontdoor/index/index/docId/65186 UR - https://nbn-resolving.org/urn:nbn:de:hebis:30:3-651869 UR - https://safe-frankfurt.de/policy-center/policy-publications/policy-publ-detailsview/publicationname/is-there-a-retail-challenge-to-banks-resolvability-what-do-we-know-about-the-holders-of-bail-inable-securities-in-the-banking-union-1222.html PB - SAFE CY - Frankfurt am Main ER -