TY - UNPD A1 - Götz, Martin A1 - Tröger, Tobias A1 - Wahrenburg, Mark T1 - The next SSM term: supervisory challenges ahead T2 - SAFE white paper ; No. 59 ; zuerst: European Parliament. Economic Governance Support Unit, Directorate-General for Internal Policies of the Union PE 634.389 - March 2019 N2 - In this note, we first highlight different developments for banks under direct ECB supervision within the SSM that may prompt further investigation by supervisors. We find that banks that were weakly capitalized at the start of direct ECB supervision (1) still face elevated levels of non-performing loans, (2) are less cost-efficient and (3) reduced their share of subordinated debt financing over the last years. We then stress the importance of continuous and ongoing cost-benefit analysis regarding banking supervision in Europe. We also encourage processes to question existing supervisory practices to ensure a lean and efficient banking supervision. Finally, we underline the need of continuous and intensified coordination among regulatory bodies in the Banking Union since the efficacy of European bank supervision rests on its interplay with many different institutions. This document was requested by the European Parliament's Committee on Economic and Monetary Affairs. It was originally published on the European Parliament’s webpage. T3 - SAFE white paper series - 59 Y1 - 2019 UR - http://publikationen.ub.uni-frankfurt.de/frontdoor/index/index/docId/48906 UR - https://nbn-resolving.org/urn:nbn:de:hebis:30:3-489064 UR - https://safe-frankfurt.de/de/policy-center/publikationen/detailsview/publicationname/the-next-ssm-term-supervisory-challenges-ahead.html PB - SAFE CY - Frankfurt am Main ER -