@misc{KraftSchendelSteffensen2014,
  author    = {Holger Kraft and Lorenz S. Schendel and Mogens Steffensen},
  title     = {Life insurance demand under health shock risk : [Version: 7 February 2014]},
  booktitle = {SAFE working paper series ; No. 40},
  number    = {Version: 7 February 2014},
  doi       = {10.2139/ssrn.2392384},
  url       = {http://ssrn.com/abstract=2392384},
  institution = {Wirtschaftswissenschaften},
  series    = {SAFE working paper},
  number    = {40},
  type      = {workingpaper},
  pages     = {1 -- 39},
  year        = {2014},
}