@misc{JappelliPadula2011,
  author    = {Tullio Jappelli and Mario Padula},
  title     = {Investment in financial literacy and saving decisions},
  booktitle = {Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 2011,07},
  number    = {Version January 25, 2011},
  institution = {Center for Financial Studies (CFS)},
  series    = {CFS working paper series},
  number    = {2011, 07},
  type      = {workingpaper},
  pages     = {44},
  year        = {2011},
}