@article{ReppBerbnerHeckmannetal.2006,
  author    = {Nicolas Repp and Rainer Berbner and Oliver Heckmann and Ralf Steinmetz},
  title     = {Digitized handwritten signatures replacing PIN/TAN},
  journal   = {EFL quarterly : an E-Finance Lab publication},
  volume    = {2006},
  number    = {1},
  pages     = {6 -- 8},
  year      = {2006},
}