@misc{SchmidtHryckiewicz2006,
  author    = {Reinhard H. Schmidt and Aneta Hryckiewicz},
  title     = {Financial systems - importance, differences and convergence},
  booktitle = {Working paper series / Institute for Monetary and Financial Stability ; 4},
  url       = {http://www.imfs-frankfurt.de/fileadmin/user_upload/pdf/Working\%20Paper_2006-04.pdf},
  institution = {Institute for Monetary and Financial Stability (IMFS)},
  series    = {Working paper series / Institute for Monetary and Financial Stability},
  number    = {4},
  type      = {workingpaper},
  year        = {2006},
}