TY - UNPD A1 - Gropp, Reint T1 - Taxes, banks and financial stability T2 - SAFE white paper series ; 6 N2 - In this note, a new concept for a European deposit guarantee scheme is proposed, which takes account of the strong political reservations against a mutualization of the liability for bank deposits. The three-stage model for deposit insurance outlined in the text builds on existing national deposit guarantee schemes, offering loss compensation on a European level and at the same time preventing excessive risk and moral hazard taking by individual banks. T3 - SAFE white paper series - 6 KW - banking union KW - deposit insurance KW - bank risk Y1 - 2013 UR - http://publikationen.ub.uni-frankfurt.de/frontdoor/index/index/docId/31406 UR - https://nbn-resolving.org/urn:nbn:de:hebis:30:3-314064 UR - http://safe-frankfurt.de/policy-center/policy-publications/details/article/taxes-banks-and-financial-stability.html SP - 1 EP - 10 PB - SAFE CY - Frankfurt am Main ER -