@misc{EmmonsSchmid1999,
  author    = {William R. Emmons and Frank A. Schmid},
  title     = {Credit unions and the common bond},
  booktitle = {Institut f{\"u}r Kapitalmarktforschung (Frankfurt am Main): CFS working paper series ; No. 1999,01},
  institution = {Center for Financial Studies (CFS)},
  series    = {CFS working paper series},
  number    = {1999, 01},
  type      = {workingpaper},
  pages     = {66},
  year        = {1999},
}