@misc{KubitzaHofmannSteinorth2019,
  author    = {Christian Kubitza and Annette Hofmann and Petra Steinorth},
  title     = {Financial literacy and precautionary insurance},
  volume    = {This version: April 2019},
  institution = {Wirtschaftswissenschaften},
  series    = {ICIR Working Paper Series},
  number    = {No. 34/19},
  type      = {workingpaper},
  pages     = {48},
  year        = {2019},
}