@article{HorneffMaurerMitchell2023,
  author    = {Vanya Horneff and Raimond Maurer and Olivia S. Mitchell},
  title     = {Do required minimum distribution 401(k) rules matter, and for whom? Insights from a lifecycle model},
  journal   = {Journal of Banking \& Finance},
  volume    = {154},
  number    = {106941},
  doi       = {10.1016/j.jbankfin.2023.106941},
  year      = {2023},
}