@misc{Lusardi2008,
  author    = {Annamaria Lusardi},
  title     = {Financial literacy : an essential tool for informed consumer choice?},
  booktitle = {Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 2008,19},
  institution = {Center for Financial Studies (CFS)},
  series    = {CFS working paper series},
  number    = {2008, 19},
  type      = {workingpaper},
  year        = {2008},
}