@misc{KimMaurerMitchell2013,
  author    = {Hugh H. Kim and Raimond Maurer and Olivia S. Mitchell},
  title     = {Time is money: life cycle rational inertia and delegation of investment management : [Version November 2013]},
  booktitle = {Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 2013,08},
  number    = {Version November 2013},
  institution = {Center for Financial Studies (CFS)},
  series    = {CFS working paper series},
  number    = {2013, 08},
  type      = {workingpaper},
  pages     = {40},
  year        = {2013},
}