@misc{Nam2022,
  author    = {Rachel J. Nam},
  title     = {Open banking and customer data sharing: implications for fintech borrowers},
  booktitle = {SAFE working paper ; No. 364},
  number    = {First draft: Sept 23, 2022},
  doi       = {10.2139/ssrn.4278803},
  url       = {https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4278803},
  institution = {Wirtschaftswissenschaften},
  series    = {SAFE working paper},
  number    = {364},
  type      = {workingpaper},
  pages     = {63},
  year        = {2022},
}