@misc{Carroll2009, author = {Christopher D. Carroll}, title = {Precautionary saving and the marginal propensity to consume out of permanent income}, booktitle = {Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 2009,16}, institution = {Center for Financial Studies (CFS)}, series = {CFS working paper series}, number = {2009, 16}, type = {workingpaper}, year = {2009}, }