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Who saves more, the naive or the sophisticated agent? (Working Paper)

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 |  _ \\   /_   _//     ___    /_   _//  |  _ \\    / _ \\  
 | |_| ||   -| ||-     /   ||   -| ||-   | |_| ||  / //\ \\ 
 | .  //    _| ||_    | [] ||   _| ||_   | .  //  |  ___  ||
 |_|\_\\   /_____//    \__ ||  /_____//  |_|\_\\  |_||  |_||
 `-` --`   `-----`      -|_||  `-----`   `-` --`  `-`   `-` 
                         `-`                                
 


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