@misc{ColeKimKrueger2012,
  author    = {Harold Linh Cole and Soojin Kim and Dirk Krueger},
  title     = {Analyzing the effects of insuring health risks : on the trade-off between short run insurance benefits vs. long run incentive costs},
  booktitle = {Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 2012,18},
  number    = {Version November 29, 2012},
  institution = {Center for Financial Studies (CFS)},
  series    = {CFS working paper series},
  number    = {2012, 18},
  type      = {workingpaper},
  pages     = {59},
  year        = {2012},
}