@inproceedings{FrerichsLoeffler2001,
  author    = {Hergen Frerichs and Gunter L{\"o}ffler},
  title     = {Evaluating credit risk models : a critique and a proposal},
  number    = {Version: October 9, 2001},
  doi       = {10.2139/ssrn.269575},
  url       = {http://ssrn.com/abstract=269575},
  year      = {2001},
}