@misc{BaeckmanMoranSanten2024,
  author    = {Claes B{\"a}ckman and Patrick Moran and Peter van Santen},
  title     = {Mortgage design, repayment schedules, and household borrowing},
  edition   = {June 2024},
  doi       = {10.2139/ssrn.4854975},
  url       = {https://ssrn.com/abstract=4854975},
  institution = {Wirtschaftswissenschaften},
  series    = {SAFE working paper},
  number    = {421},
  type      = {workingpaper},
  pages     = {72},
  year        = {2024},
}