@misc{BrandtsLaux2005, author = {Silke Brandts and Christian Laux}, title = {ART versus reinsurance : the disciplining effect of information insensitivity}, booktitle = {Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 2005,21}, institution = {Center for Financial Studies (CFS)}, series = {CFS working paper series}, number = {2005, 21}, type = {workingpaper}, year = {2005}, }