@misc{Schmidt1999,
  author    = {Reinhard H. Schmidt},
  title     = {Differences between financial systems in Europe : consequences for EMU},
  booktitle = {Universit{\"a}t Frankfurt am Main. Fachbereich Wirtschaftswissenschaften: [Working paper series / Finance and accounting] Working paper series, Finance \& Accounting ; No. 35},
  number    = {April 1999},
  institution = {Wirtschaftswissenschaften},
  series    = {Working paper series / Johann-Wolfgang-Goethe-Universit{\"a}t Frankfurt am Main, Fachbereich Wirtschaftswissenschaften : Finance \& Accounting},
  number    = {35},
  type      = {workingpaper},
  pages     = {37},
  year        = {1999},
}