@misc{CarlettiCerasiDaltung2004,
  author    = {Elena Carletti and Vittoria Cerasi and Sonja Daltung},
  title     = {Multiple-bank lending : diversification and free-riding in monitoring},
  booktitle = {Center for Financial Studies (Frankfurt am Main): CFS working paper series ; No. 2004,18},
  number    = {June 1, 2004},
  institution = {Center for Financial Studies (CFS)},
  series    = {CFS working paper series},
  number    = {2004, 18},
  type      = {workingpaper},
  year        = {2004},
}