@misc{KraftMunkSeifriedetal.2013,
  author    = {Holger Kraft and Claus Munk and Frank Thomas Seifried and Sebastian Wagner},
  title     = {Consumption habits and humps : [Version 23 June 2013]},
  booktitle = {SAFE working paper series ; No. 15},
  number    = {Version 23 June 2013},
  doi       = {10.2139/ssrn.2259613},
  url       = {http://ssrn.com/abstract=2259613},
  institution = {Wirtschaftswissenschaften},
  series    = {SAFE working paper},
  number    = {15},
  type      = {workingpaper},
  pages     = {37},
  year        = {2013},
}