@misc{GroppVesala2014,
  author    = {Reint Gropp and Jukka Vesala},
  title     = {Deposit insurance and moral hazard: does the counterfactual matter?},
  booktitle = {Frankfurt am Main : European Central Bank, 2001},
  issn      = {1725-2806},
  url       = {https://www.ecb.europa.eu/pub/pdf/scpwps/ecbwp047.pdf},
  institution = {Wirtschaftswissenschaften},
  series    = {European Central Bank: Working paper series},
  number    = {47},
  type      = {workingpaper},
  pages     = {35},
  year        = {2014},
}