@techreport{AchuryHubarKoulovatianos2010,
  author    = {Carolina Achury and Sylwia Hubar and Christos Koulovatianos},
  title     = {Saving rates and portfolio choice with subsistence consumption : [Version January 16, 2010]},
  institution = {Center for Financial Studies (CFS)},
  pages     = {35},
  year      = {2010},
}