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Explaining intra-monthly consumption patterns : the timing of income or the timing of consumption commitments? (Working Paper)

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 |  _ \\  | || | ||  / ____||  |  ___||   ____     \ \\/ // 
 | |_| || | || | || / //---`'  | ||__    |    \\    \ ` //  
 | .  //  | \\_/ || \ \\___    | ||__    | [] ||     | ||   
 |_|\_\\   \____//   \_____||  |_____||  |  __//     |_||   
 `-` --`    `---`     `----`   `-----`   |_|`-`      `-`'   
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