Capital Markets Union Review: Launch of the European Single Access Point and consolidated tape, revised framework for alternative investment funds, and new rules for long-term investment.
The use of artificial intelligence in credit scoring brings new opportunities but also risks. The European proposal for an AI Act shows a troubling lack of standardized rules for credit scoring agencies across the EU.
The introduction of the digital euro would de facto bring about banking union. But this would be on the books of the ECB. If banks are to participate in banking union, there must be a Single Euro Deposit Guarantee Scheme.
Recommendations on green finance in asset management, new rules for crowdfunding service providers and bank resolution and technical standards for a European Capital Markets Union.
The EU Commission proposes more leeway for bank supervisors. A comparison between regulatory bodies in the U.S. and Germany shows why it is important to discuss the proposal.
Demographic developments and low interest rates have consequences for the German pension system. In order to secure the standard of living in old age, financially viable and feasible measures are needed.
Delegated Regulation establishing rules for retail investment products, revised guidance on the stress tests conducted by national deposit guarantee schemes, and new guidelines on dealing with the breaches of the large exposure limits.